Browsing CategoryMoney

How Online Banking Saves You Time, Money and A Lot More

Source Online banking has picked up a fair deal over the last few years in the UK. A 30% jump in the number of people using online banking systems was recorded between 2007 and 2016.   On the mobile banking front, there was a 57% rise in the number of people doing their banking online through their mobile phones in 2015. However, as these figures suggest, there is still room for improvement. Many people are yet to make the shift to online banking, thereby missing out on some of the major perks of doing so. Here is how online banking can save…

New Premier League Fixtures Reveal Great Money-Making Opportunities

On 14 June, the Premier League released their fixtures for the 2017/18 season, with fans around the world looking for derby dates and particularly difficult patches in the schedule. But, first of all, each of the 20 teams will need to get their season going with a win in their opening weekend fixture. With some great match-ups set for the first week of Premier League action, some prime, money-winning possibilities have presented themselves for bettors. Sure, Chelsea and Manchester United get decent draws against Burnley and West Ham United at home, respectively, but other games will be much closer affairs.…

How to Lower Your Home’s Energy Bills Effectively

If you cringe every time you get your electricity bill in the mail (or email), you need to understand what might be going wrong. Sometimes a few tweaks are all you need to save energy and considerably reduce your expenses. You can tackle the problem in several different ways; some are easy and fast to implement, and others involve a bit of an investment. The good thing is that all of these practices help and the sooner you start, the sooner you’ll save on energy. Do an Energy Audit The first step you need to take before using any energy-saving…

What you should know before investing in a new restaurant

Investing in the hospitality industry can be a great way to boost your existing portfolio or kick-start a new career. Yet as with any investment, there’s some degree of risk involved in the ever-evolving restaurant business. Before jumping in, be sure you keep these factors in mind. Know your market New restaurants have an unnervingly high failure rate, but you can get around it by pinning down the target demographic. Who will be visiting the restaurant or franchise? What will they be expecting? Analyse neighbourhood demographics to understand who your customer is and what they need. Education, income, and age…

Travel Insurance – Travel With Peace Of Mind

Source Travelling is a fantastic experience, full of new and wonderful places, people and things. As you traverse the world to locales that have always piqued your interest and made you day dream about local life there you will inevitably though be exposed to situations and experiences that are less than reputable and may result in potentially negative results. This isn’t to say that someone will get injured or worse or that you will be held up at gun point or anything horrific like this, but instead any host of individual small event can lead to a situation where you…

Found Your Dream Home? Then Buy it!

Source Imagine finding the perfect city to live in, and the perfect home with it as well. It is located close to your work, your children’s schools and activities, your friends, and your family. If that opportunity comes along, you need to grab on to it and never let go. If you are looking for it, then you may want to consider Florida as a destination. Florida? You may wonder why you should consider Florida in the first place. But think about the fact that the weather is beautiful all year long, and those fantastic shore lines, and you will…

Considerations I Made Before Investing in Real Estate

I had wanted to start investing for years, I loved the idea of placing my money into something and making a profit from money itself rather than working and receiving a salary. The problem for me however was that for many years, I simply couldn’t afford to siphon off any of my earning to take a chance on investment. About 4 years ago I decided that I was in a position to start saving big with a view on investing in real estate. I had been told by people around me, including Chase Rubin, my buddy who works in the…

How to Choose a Forex Broker

When you decide that forex is the way to go and you’re ready to begin trading, the first thing you need to do is find a reputable broker. Sure, you can go online and find oodles and gobs of brokers vying to get your account. But how do you choose the best one? Not the most profitable broker or the one with the most experience, but the one that you can work well with? Even with the same training and background, different brokers have different personalities and it is reflected in the way they handle accounts. Take some time to…

A First Timer’s Guide To Auctions

Going to auction for the first time can be daunting, especially with all the jargon floating about. Here’s a quick guide to some of the most frequently used auction terms, whether you’re looking for an art auction or antique auction, the below tips can help you understand things a little bit better: Auctioneer – The man or woman doing the selling. They are typically equipped with a hammer (more on that with a minute) and speak incredibly quickly. Their aim is to hike the price of the items on sale up by encouraging the bidders in the room to bid,…

Why would you reduce your mortgage term, and how much can you save?

During the term of a mortgage, 30-year mortgage might not seem like such a good idea anymore. A more careful deliberation of current economic and personal income realities can make a longer term mortgage less feasible than a shorter term one. In such cases, reducing your mortgage term would be a more preferable option. There are a few reasons why you would want to reduce your mortgage term and each one offers distinct advantages.  Cheaper interest rates The major advantage of shorter term mortgages is that the interest rates charged on shorter term mortgages are lower than longer terms mortgages.…