Creative Ways To Pay Off Your Student Debt Early



With student loans increasing dramatically every few years, students increasingly want to pay off their debts after graduation, rather than be saddled with a lifetime of potential debt. And why not? No one wants to enter a new chapter of their life with crippling debt still hanging off them like a monkey on their back!

Here are a few potential ways graduates can pay off those massive burdens.

Online Surveys

This is an increasingly popular way of making extra money in your spare time without having to think too much about what you are doing! So you can switch on Net-flicks in the background and watch your favourite TV shows whilst doing these surveys.
Sites such as YouGov simply ask you a few questions on who you will vote for in upcoming elections or referendums, whilst Global Test Market simply asks you a few marketing questions.
Also, Swagbucks gives you rewards for surveys, but also sometimes offer you money for simply surfing the web , watching videos and even playing online games!
Generally you can expect up to £3 (or $5) for a few minutes of filling in surveys such as these.

Online Casinos

A fun way of making money – often with no risk attached with free money or free spins (on roulette or fruit machines) to start betting with – casinos can make you a lot of money.
There are loads of various games you can play, and many you can play on your phone with free downloadable apps while – for example – commuting to work and back home.
If you are into sports then sports betting can make games or motor sport racing you watch even more exciting.


Fiverr is a great way to make money, and indeed some people even manage to make a career out of it.
It depends on what skills you have to offer, but essentially everything is sold in $5 ‘gigs’: So, for example, if you are good at travel writing, you can create a gig for $5 for 500 words on a travel article of a buyers choice. Or if you are an art designer, you could charge $5 for 30 minutes work. Then buyers could order 2 hours work and you’d earn $20, or 2000 words on a travel article or blog and again you’d earn $20.
This is a pretty good set up considering you can work from anywhere in the world, (even while travelling) or in the comfort of your own home, and you have some flexibility about the hours you work.

Sell Your Stuff on Ebay

This an old one, but still a great way to make money if you have a lot of old computer consoles laying around collecting dust, old comic books or any other old ‘retro’ collectables.
For example, the original Nintendo Entertainment System (NES) goes regularly for around £140 on eBay, and the most sought after games can go for prices up to $30-40! Not bad for a console that was released 25 years ago!
Other products can include tabletop war gaming figures and models that you can refurbish or paint (if you are a good painter) and sell on for very good profits.

Mobile Phone Recycling

Many people have dozens of old mobile phones in basements and attics lying around forgotten and just collecting dust.
But here is a potential way to make some extra cash relatively easily. Just go to one of the hundreds of comparison websites online which will give you the best instant quote on the value of your phone.
You can ask friends, family, even neighbours and you’ll often find they will give them to you for free as they see them as simply ‘clutter’ and will likely thank you for taking them off their hands!

So there you have it – five legitimate, creative ways to pay off that money and get living the life you desire, without taking a boat load of debt with you. Some ways are easier than others, but all of them can be fun and enjoyable ways to make a bit of side cash.