Posts Tagged‘finance’

The Importance of a Good Credit Score

Credit is an extremely useful tool. In modern society, credit has assumed a vitally important role. Credit allows people to take advantage of the financial markets and use funds more efficiently. When it comes to using credit, it’s important for everyone to know what is called a credit score. Everyone who has credit has a credit score. Everyone should know their credit score as well as the credit score of everyone in their family, including a spouse. All people should bear in that their credit score can affect many things in their lives, not just their ability to take out…

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Thinking of applying for a personal loan?

Personal loans are not all that difficult to get. In fact, it is surprisingly easy to arrange one for yourself, especially if you have access to the Internet. But before you get yourself into debt, or perhaps organise a way of eventually extricating yourself out of debt, you need to consider your individual situation very carefully. Most people need to borrow money sometime in their lives Most South Africans need loans at some time in their lives. These can be either secured loans or unsecured loans. If you apply for a secured loan, it means that the money you borrow…

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Reasons You Might Need to Apply for an Online Personal Loan

You never know when you might need some extra cash to cover the cost of the things you want and need in life. Most people turn to loans as a means of financial coverage. If approved, they get cash up front which can be used to pay for an expense and give them some time to repay it. It’s an efficient solution when used for the right reasons. Now, as you’re probably aware, there are a lot of different loans to consider. While some are quite obvious like a mortgage, student loan, or car loan, others, like short-term personal loans,…

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Why Cosigning a Loan Is a Bad Idea

Would you buy a house in which you couldn’t live? Would you buy a car you couldn’t drive? Would you purchase a boat you’ll likely never set foot upon? Well, this is exactly what you do when you agree to cosign a loan. Essentially, you assume all of the risk, but experience none of the reward, and this is just one of the reasons why cosigning a loan is a bad idea. There’s a Reason They Need a Cosigner Odds are anyone asking you to cosign a loan has either bad credit, or no credit. Either way it doesn’t bode…

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Four Money Strategies That Will Enable You to Get Ahead

It’s important to learn the skills it takes to reach out and ask for help. Fortunately, money transfer apps, like Remitly, make it easy for friends and family to send you a little cash when you need it. But, if you’re depending on it to get by, you aren’t doing your future any favors. It’s important to build a bright financial future, which means not depending on the money of others and depending on your own money strategies to get you ahead instead. Make Saving Automatic You won’t ever be able to get ahead unless you start saving. That’s because…

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What You Should Do After an Accident

A car accident is a terrible experience. In addition to the frightening moments of the collision itself and the inconvenience of being without your vehicle for days or weeks, you may also have been injured, facing hospitalization, follow-up treatment, missed work, and huge medical bills. It is vital that you understand what to do and that you have a plan in place if this ever happens to you. After all, there’s no time to develop that plan after the accident has happened. So right now–today–while you are unhurt and your vehicle is in good shape, get started on building your…

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3 Ways to Budget Yourself When You Have Your Own Business

To start a business, whether big or small, you will need a capital. Without a capital, you won’t be able to start a business. There are lots of initial costs required to get your business started before you could begin to get some returns. Before you could set up a store, you will need to rent a suitable place and set up the place such as display shelves, etc. You will need to pay in advance for goods to be displayed or sold in the stores and you will also need to hire staff to help you sell the goods.…

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Mack Prioleau Provides a Job Description of the Financial Analyst

The role of the financial analysts can be somewhat confusing for those who don’t have an in-depth understanding of this profession. This is why Mack Prioleau, a highly respected financial analyst, has taken the time to shed some light on it. One of the reasons why it may be needed for Greater clarity on this role is because so many people want to become CFA (Chartered Financial Analyst) in particular. It is a highly paid job and also a very glamorous career comma but there should not be reasons to take on this profession. A good financial analyst is truly…

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4 myths about venture capitalism debunked

It’s become synonymous with the business world and any company which is experiencing growth is usually the talk of being the next thing to be taken over by venture capitalists. All of the talk about this form of investing has of course led to plenty of misinformation about the subject to be published, particularly online. This is something that Greg Lindae is fully aware of, having been involved professionally in the business for many a year. For the purposes of today’s article, we have been able to tap into the knowledge of Lindae and debunk some of the biggest myths that are…

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How to Be Motivated to Work From Home

Learning how to be motivated to work is key if you want to work from home. Check out this post to learn ways to improve your productivity. Work from a local coffee shop? Take the afternoon off? Sweatpants or no pants? These are the daily questions of a remote employee. Flexible hours and workspace mobility are a few work perks of the remote workforce. Studies also show improved productivity, which could be the reason that the number of people working from home has increased 4% since 2012. But with all this flexibility and freedom, how does one stay motivated? In…

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