money Archives - Page 2 of 5

October 5, 2018

The Importance of a Good Credit Score

Credit is an extremely useful tool. In modern society, credit has assumed a vitally important role. Credit allows people to take advantage of the financial markets and use funds more efficiently. When it comes to using credit, it’s important for everyone to know what is called a credit score. Everyone who has credit has a credit score. Everyone should know their credit score as well as the credit score of everyone in their family, including a spouse. All people should bear in that their credit score can affect many things in their lives, not just their ability to take out…

September 28, 2018

Thinking of applying for a personal loan?

Personal loans are not all that difficult to get. In fact, it is surprisingly easy to arrange one for yourself, especially if you have access to the Internet. But before you get yourself into debt, or perhaps organise a way of eventually extricating yourself out of debt, you need to consider your individual situation very carefully. Most people need to borrow money sometime in their lives Most South Africans need loans at some time in their lives. These can be either secured loans or unsecured loans. If you apply for a secured loan, it means that the money you borrow…

September 5, 2018

Why Young, Healthy Professionals Need Disability Insurance

The world is full of harsh eventualities. Sure, death and taxes are two of the most quoted examples of unavoidable aspects of life, but there are more inevitabilities that most (if not all) people have to deal with eventually. One of those is filing an insurance claim. In fact, over 2 million people are injured in car accidents every year. Unfortunately, accidents (and not just car crashes) are a part of everyday life. The problem is, many young people are convinced of their own invincibility and forgo insurance when they really need it. The truth is though, even young, healthy…

August 10, 2018

Reasons You Might Need to Apply for an Online Personal Loan

You never know when you might need some extra cash to cover the cost of the things you want and need in life. Most people turn to loans as a means of financial coverage. If approved, they get cash up front which can be used to pay for an expense and give them some time to repay it. It’s an efficient solution when used for the right reasons. Now, as you’re probably aware, there are a lot of different loans to consider. While some are quite obvious like a mortgage, student loan, or car loan, others, like short-term personal loans,…

August 3, 2018

Top Ways To Save Money For Christmas

Source Now that the summer is almost half over and autumn is quickly setting in, you may be wondering what you can do to start saving money for the oft-dreaded holiday of Christmas. For whatever reason, many people the world over loathe the holiday season, perhaps because of the enormous expense associated with it. Many people put money away all year long to save for the occasion to lessen the stress, but what if you simply can’t, or you’ve been having a bit of a bad year money wise? Here are some easy ways you can make cash without needing…

July 25, 2018

Possible Ways You Can Get Your Red Light Camera Ticket Dismissed

Source A red light camera ticket can be expensive, but there are ways to try and beat it, especially with the help of a traffic ticket attorney. Here are some ways you can have your ticket dismissed: Keep Your Court Date If you entered the intersection before the light turned red and have a clean driving record (no collisions, parking tickets or moving violations within the last 3 years), then you have a case and should show up at your court date. There are several possibilities for ticket dismissal if you are present in court. Talk to the Prosecuting Attorney…

July 17, 2018

Why Cosigning a Loan Is a Bad Idea

Would you buy a house in which you couldn’t live? Would you buy a car you couldn’t drive? Would you purchase a boat you’ll likely never set foot upon? Well, this is exactly what you do when you agree to cosign a loan. Essentially, you assume all of the risk, but experience none of the reward, and this is just one of the reasons why cosigning a loan is a bad idea. There’s a Reason They Need a Cosigner Odds are anyone asking you to cosign a loan has either bad credit, or no credit. Either way it doesn’t bode…

June 29, 2018

Four Money Strategies That Will Enable You to Get Ahead

It’s important to learn the skills it takes to reach out and ask for help. Fortunately, money transfer apps, like Remitly, make it easy for friends and family to send you a little cash when you need it. But, if you’re depending on it to get by, you aren’t doing your future any favors. It’s important to build a bright financial future, which means not depending on the money of others and depending on your own money strategies to get you ahead instead. Make Saving Automatic You won’t ever be able to get ahead unless you start saving. That’s because…

June 24, 2018

What You Should Do After an Accident

A car accident is a terrible experience. In addition to the frightening moments of the collision itself and the inconvenience of being without your vehicle for days or weeks, you may also have been injured, facing hospitalization, follow-up treatment, missed work, and huge medical bills. It is vital that you understand what to do and that you have a plan in place if this ever happens to you. After all, there’s no time to develop that plan after the accident has happened. So right now–today–while you are unhurt and your vehicle is in good shape, get started on building your…

June 21, 2018

3 Ways to Budget Yourself When You Have Your Own Business

To start a business, whether big or small, you will need a capital. Without a capital, you won’t be able to start a business. There are lots of initial costs required to get your business started before you could begin to get some returns. Before you could set up a store, you will need to rent a suitable place and set up the place such as display shelves, etc. You will need to pay in advance for goods to be displayed or sold in the stores and you will also need to hire staff to help you sell the goods.…

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