Saving up to launch yourself into the trip of a lifetime is an endeavour that can soon get pushed off track and into a vicious circle if you are the type of person who finds themselves vulnerable to impulse shopping. You may have taken on a new job or a few months of overtime to earn yourself a bit of security, a one-way ticket or some spending money for when you go away, but when those serious paychecks start to add it up can be very difficult to resist the urge to splurge. Before you know it, you’re sixty years…